Print out this Spending Tracker and keep it in your wallet, pocket, or purse for the next week.

Be sure to write down each time you spend money and note the expense in the correct column.

Spending Tips

• Ask yourself if the purchase is a want or a need.
• If the expense is a want, does it fit into the goals you've outlined for yourself?
• Have you met your savings goals this week?
• How will you get the funds to pay for the expense?
• Have you shopped around for the best price?