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Budgeting: The What, The Why Figure Your Income List Your Expenses Track Your Spending Making a Budget Work
List Your Expenses > Track Your Spending > Making a Budget Work > Glossary > Budgeting: The What, The Why

Budgeting: The What, The Why 
Spending Plan 

A budget is a plan to help you:

  • save for goals
  • pay for needs
  • afford some wants
  • keep out of debt

So why wouldn’t everyone want to make a budget?


You’re too smart to believe any of these excuses, like not having enough money to budget. Everybody needs a budget, especially if money is tight.

Are you ready to get started or do you want some budget tips?

 

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 What's a Budget?

A budget is a roadmap of all your income and expenses to help you live within your means. It lets you make sure there is enough money for emergencies and reaching your goals.