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Budgeting: The What, The Why
Figure Your Income
List Your Expenses
Track Your Spending
Making a Budget Work
Budgeting: The What, The Why > Figure Your Income > List Your Expenses > Track Your Spending > Making a Budget Work

Making a Budget Work 
Spending Plan 

Sticking to a budget helps you avoid spending more than what you have. That way, you can stay out of debt .


Taking your budget seriously, and always saving at least 10% of your income, is a way to realize your goals and turn your dreams into reality.

To keep on track, you might find it helpful to write down your goals for the next six months, one year, and three years.

 

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